When you think of things in terms of cost, may I encourage you not to think in terms of dollars, think time. We can always get more money, but we can never get more time. Do you value your time? Do you use it as if it were a non-renewable commodity?

“He becometh poor that dealeth with a slack hand: but the hand of the diligent maketh rich”  (Proverbs 10:4).

Steve